A 4-point home inspection is a review of the current state of your home. It’s called a 4-point inspection because it takes a look at four core components present in most homes–electrical, plumbing, roof, and HVAC.

Most insurance companies require your home to undergo a 4-point inspection before you can become eligible for home insurance coverage. The inspection essentially serves as an unbiased opinion of your home’s condition to help a prospective insurer understand the risks of insuring your home.